Our Mortgage Loans offer competitive rates and an experienced staff that will help you achieve your goals. With low mortgage interest rates, now might be the perfect time to see if you can refinance at a lower rate or become a new homeowner. From Owner/Builder to Contractors, our Construction Loans can help you build the home of your dreams. Whether you already have a contractor lined up or plan to be your own contractor, our Construction Loans can fit your specific needs! Although a bonded contractor is recommended, it is not required for our Construction Loans. This revolving line-of-credit is a quick, convenient, and economical way to borrow and make the most out of your home’s equity.įound the perfect lot but aren’t ready to begin construction on your dream home yet? Our Land Loans can help you secure property even if you’re not quite ready to begin building just yet. These funds can be used for home improvements, to help pay for college tuition, or that long needed vacation. From business startups to expansion loans we can. Our Home Equity Line of Credit allows you to borrow against your home’s accumulated equity. Miami University and Community Federal Credit Union is here to help you with your Commercial Lending needs. Liberty FCU mortgage lending product availability may vary based on property location.Owner-Occupant & Non Owner-Occupant HELOC Loans $500 gift card offer valid on purchases or construction of primary residences only. Actual interest rate may vary based on credit history. Taxes and insurance are not included therefore, the actual payment obligation will be greater. A sample principal and interest payment on a (30)-year $150,000 fixed rate loan amount with a 4.375% interest rate (4.443% APR) and 5% down is $711.48. Rates Login Credit Union Mortgage Loans in South Carolina Tailored to Your Needs Whatever your home buying needs are, SAFE has the best mix of home loan rates, personalized service, and expertise to make your mortgage process fast and easy. Fixed- and adjustable-rate purchase and construction loans listed require a minimum 5% down payment. Loans are subject to credit review and approval. All mortgage rates include Extra Credit Discount. Rates accurate as of Jand are subject to change throughout the day. Most recent flood insurance declaration page (if applicable). Most recent hazard insurance declaration page. Most recent mortgage statement (if applicable). Two years federal tax returns, including tax applicable schedules if you are self-employed, have rental income, farm income or additional non-W2 reported income.Īlimony, child support or separate maintenance documentation if you wish to have it considered as basis for repaying this obligation.Īdditional information may be required such as Divorce decree (if applicable) and/or proof of extra income such as rental income, dividends, Social Security, retirement, disability, pension, or welfare (supporting documentation is required).īalance owed on all liens attached to the property including all mortgages as well as any home equity loans or lines of credit. Most recent W2 and pay stub for all income sources. Prior two years employment information including employer contact and dates of employment.
Safe federal credit union new construction loans license#
Prior two years addresses and dates of residence.ĭriver’s license or state issued identification card.
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